JEMTEC

Cigar butt investment is a technique where you find stocks of businesses which are nearly terrible with their performance but you can still purchase it at a very low price to book the profit one last time. The whole idea is that the value of a declining business might be deteriorating, but the price is so low that buying the stock is likely to produce a one-time return as the gap between price and value closes. After that, there is no point to continue to own the stock. The view is that even when the business is not growing there is an expectation that it will appreciate due to other business news and the investor can realize its profit. Warren Buffet used this investment method in the initial phase of its career. He learned this technique from his guru Ben Graham. The word ‘cigar butt’ was used out of an analogy with using up a mostly smoked cigar that has one or two puffs left. It’s kind of disgusting but free. That’s the catch. Ben Graham used to refer generally underval...

“Education is not learning of facts, but the training of the mind to think”  Albert Einstein We are the teachers of twenty first century teaching students who have a very different point of view towards life and its various aspects. In fact, we can keep ourselves young and energetic if we are able to pace up to teach this generation. The teaching pedagogy that a teacher follows in the classroom and beyond it, is very important to build a rapport with the students. The teaching methods are supposed to be student oriented rather a teacher sometimes is not able to realise that he/ she is supposed to teach the way students like and not the way a teacher likes it. That’s what has come out/ oozed out in this lockdown period that we are facing due to COVID 19 in the recent scenario, when we started teaching online through ZOOM App, Google Meet and other such platforms, we received an overwhelming response, students started studying and my inbox is full of queries and doubts wh...

“Stress is fact of life, but it is you who determine, how it will affect your life. You can counter the magnitude of damaging impact through self- potential and self- healing.” Stresses are inevitable, it can come from the frustration of a traffic jam, work, relationships, heavy workload, extreme time pressure or work deadlines, long commuting journeys and other situations.  Stress constantly creeps into our lives, everyone worries or gets scared at some point of time. Stress can also be stimulated by challenges related to finances, job insecurities or spiked by a sudden health scare.  It disturbs an individual -physically, emotionally and psychologically. The Impacts of stress at Workplace There is always an adverse effect of work place stress on worker as well as on company performance. These effects appear in a continuum, begin as distress in response to stressors. Distressleads to various health problems like blood pressure and anxiety disorder.With su...

Recently the Ministry of Commerce and Industry has released India's foreign trade statistics for the last financial year 2018-19. According to them, in the year 2018-19, India's exports grew by 9 percent to about $ 331 billion. Although this is a record level of exports, it is well below the $ 350 billion export target. Similarly, in the last financial year, the country's imports also increased by about 9 percent to about $ 507 billion. That is, during the last financial year, the trade deficit increased to a record level of about $ 176 billion, which was $ 162 billion in 2017-18. What is trade balance? The difference between import and export is called Balance of Trade. When a country imports more than exports, it faces a trade deficit. That is, that country is not able to produce enough goods and services according to the demand of its people, so it has to import them from other countries. Conversely, when a country exports more than imports, it is called Trade Sur...

The term “Zombie Firms” gained importance in media during 2008, for companies receiving bailouts from the US TARP (Troubled Asset Relief Program). It was first applied to Japanese firms when they needed support from Japanese banks after the collapse of the Japanese Asset Price Bubble in 1990s. The period came out be known as ‘Lost Decade’. Weak & failing firms were able to exist or survive only through the support of Japanese banks. An economy with companies which need bailouts in order to operate or survive, or in other words, an indebted company which is able to repay the interest on its debts but unable to repay the principal. They do generate cash, after covering running costs and few fixed costs like wages, rates and rent, that is, they only have enough funds to service the interest on their loans, but not the debt itself. Banks act as their never- ending life support, for their continued existence. Over an extended period, they are unable to cover debt servicing costs fr...

As a social develop money can do magnificent things. Everybody realizes that money is critical in our lives. We utilize the money to purchase things, to put food on the table, to send our children to schools, to keep up our home and many more. Be that as it may, is money the most significant thing throughout everyday life and is money the genuine point that everybody should seek after in their lives? All things considered, money certainly is significant, yet there are a few things that money just can't buy. Regardless of how rich you are or how well off you are, there will consistently be things that you can't purchase. At the point when you arrive at a specific age, you will start to understand the significance of money. Money gives you security and gets you the necessities, yet money can't purchase things like bliss, time, love, care, regard. While there is nothing amiss with earning money and defining it as an objective to be affluent, you ought to likewise div...

THE WORLD IS A BOOK AND THOSE WHO DO NOT TRAVEL READ ONLY A PAGE.” -SAINT AUGUSTINE It is rightly believed that there is nothing better than a hobby of traveling . If taken as a passion, travelling can overpower all other ways a man chooses for recreation. It gives a kaleidoscope of experiences to those who enjoy exploration as a way of life. Travel plans can be of different sorts ranging from high end luxury stays in star rated hotels or resorts or can be as simple as staying in home stays, hostels or dorms. Whatever the plans are, traveling to unexplored, virgin and untrodden places surely offers experiences that are cherished and remembered for life. Historically also traveling has been taken as an important project by adventure seekers, voyagers and travelers. That was one significant means that led to the discovery of several main lands which are popular today as well known countries. It is a way of knowing anything and everything about a land, its people, culture, food, ...

Here comes the New Year and now the time has come to make resolutions.   Each one of us make resolution when the New year is approaching and this is the perfect opportunity for all those who have failed to start making the changes that they said they would make tomorrow, day after tomorrow   , may be next month, or possibly when winter starts. A New Year's resolution is a custom, most common in the Western countries but now it is also becoming famous in the Eastern part as well, in which a person resolves to change behaviour, to accomplish a personal goal or otherwise improve their life. But how many of us really complete our resolution..? According to World Report, the failure  rate  for  New Year's resolutions  is said to be about 80 percent, and most of them lose their resolution by mid-February. If this is right, it's clear that there is nothing wrong with us if we are not fulfilling our resolution; the problem is in the tradition itself. Why...

Artificial intelligence is enthralling considering the way that you are creating programs that form programs. You can consider the relic or model that results from running an AI system as a program. Like a PC program that you create consequent to getting some answers concerning the issue and arranging the course of action, an AI model gets the sum of the littler scale decisions ought to have been performed to address the higher-demand issue being lit up. Exactly when you run an AI program on data you have accumulated, it makes a program or model for you that acknowledges how to deal with the issue. This is surprising. Review to the spam filtering model. That was a very certain issue, that disregarding the way that is marvelous, really comes down to a decision a program needs to make: is an email spam or not spam? Notwithstanding the way that we can consider AI systems as tasks making programs, the consequent undertakings are super-revolved around a specific decision issue tha...

AI is obviously one of the most compelling and ground-breaking innovations in this day and age. All the more significantly, we are a long way from seeing its maximum capacity. There's no uncertainty, it will keep on being standing out as truly newsworthy for a long time to come. This article is structured as a prologue to the Machine Learning ideas, covering all the key thoughts without being excessively elevated level. AI is a device for transforming data into information. In the previous 50 years, there has been a blast of information. This mass of information is pointless except if we break down it and discover the examples covered up inside. AI strategies are utilized to consequently locate the significant hidden examples inside complex information that we would somehow or another battle to find. The concealed examples and information about an issue can be utilized to anticipate future occasions and play out a wide range of complex basic leadership. Generally, progr...

A journey of building a brand drives, through a  lifelong responsibility to a mindset and a way of life that takes time, planning and perseverance, which lead to many intangible outputs like reduced price sensitivity, greater customer satisfaction, a bigger share of customer’s wallets, more referrals and higher percentage of repeat business. Strong brand and USP helps the company in positioning and to have a greater influence on customer purchase processes. Following are the examples of some big business houses, which chose the unique way to differentiate and  to stay out of crowd.                                                                  ...

Our food makes us what we are, how we think and how we conduct ourselves amongst others. Every food habit is influenced by a set of factors prevailing in the environment of an individual. In the initial years of life, we take these basic habits from our family especially parents, out of which mothers play the most pivotal role. Later on, our own observation and personal encounters with food and influences of our social circle decide upon our food habits. There has been a sea difference between the food habits of our ancestors and today’s generation. This difference has emerged as a result of vast availability of a variety of food items which are easily available all across. The youth of today gets easily lured away by something called ‘Fast Food’ which is fast in all aspects. It is easily available, handy to eat and satisfies hunger in a short period of time. However, it brings with itself a lot of adverse effects which get hidden under the layer of the aesthetics and tastes that...

There are many people who are suffering with severe diseases, not only in India rather around the world and they need organ or tissue transplants in order to get back to normal life. Which can be achieved only through supply of human organs that are suitable for transplant and can save someone’s life. This is one of such growing unwanted market, where demand is much-much more than supply.   It would not an ivory to say that though India is the second largest population country in the world, than also the rate of donation is 0.54 donors per million people and which is very much low in comparison to the countries like USA where there are 31 donors per million, Croatia with at 33 and Spain counts for leading country in term of donors with 46 donors per million. The first organ transplant was done in early 70s in India and that was a kidney transplant. If we see where we are now. Every 17th minute some one dies waiting for transplantation and every 13th minute some one added to t...

“In times of great stress or adversity, it is always best to keep yourself busy, to break up your anger and your energy into something positive.” In today’s era of cut throat competition almost every working professional probably knows what it feels like when you are stressed on the job. Stressful elements can come along the way anytime. Imagine the situation when an important project comes without any previous notice, you have three emails already stacked up along with the reminder for tasks to be done , suddenly your phone rings and you have an urgent meeting. How the body reacts in such a situation? The body and mind instantly starts responding, activating a physical reaction known as the fight-or-flight response. In such a situation to manage anxiety and negative self-talk it becomes essential to stay calm and work for the survival of the job. On the other hand inability to deal with chronic work stress can lead to a psychological syndrome known as emotional...

I never teach my pupils; I only attempt to provide the conditions in which they can learn.’ –Albert Einstein Action Research is considered an important tool in education system in order to remove the deviations from teaching- learning process, but now the scenario is taking turn towards a different aspect. Personal interaction between pupil and his teacher is on decreasing edge. Schools and colleges are slowly looking at technology as an opportunity to develop teaching methods and resonate with students on a technology level. Regardless of age, almost everyone owns a smartphone. Google is our information center, and Wikipedia is our guide book, Thesaurus is our word finder, and Kindle is our textbook. At a time like this, learning to change our teaching methods by incorporating technology is a way to bring light to the lives of our students. Textbooks, homework, classroom notebooks, whiteboard, chalk, and markers are now moving into the history of Education Systems. S...

All kids can be disobedient and rash from time to time, which is perfectly normal. However, some kids have extremely difficult behaviour and challenging behaviours that are outer the norm for their age.  Bringing up kids is troublesome, and bringing up troublesome youngsters can be life disturbing. In any case, having the option to tell whether your youngster is simply experiencing a phase, or if something is truly wrong isn't generally that simple. A tantrum doesn't naturally mean your 2-year-old has an issue with power, and a kindergartner who wouldn't like to sit still doesn't really have attention disorder. When it comes to accepting our children’s behaviour, experts say diagnoses and labels should be kept to a minimum. Early Childhood Behavioural and Emotional Disorders Hardly ever will a child under 5 years old receive a diagnosis of a serious behavioral disorder. However, they may see the symptoms of a disorder that could be diagnosed later in childho...