JEMTEC

  The term ‘Education’ refers to  the discipline that is truly and purely concerned with the methods or methodology of teaching and learning in the formal schools or school-like environments , as opposed to various informal and non-formal means of socialization. Whereas, Spirituality is the  identification of a feeling/ belief/ sense that there is something in this material world greater and more important than oneself , something more to being human and serving our relations than sensory experience around us, and that the greater whole of which we are part is divine or cosmic in nature. It is essential to have an opening of the heart to have true spirituality. We human beings are born with a god gift or natural inbound capacity for spirituality, which is an integral area of the development of the race. Spirituality initiates and builds a base for a young individual’s intellectual, emotional, moral, social , and physical development. There are some studies which have...

  According to a survey, m utual   funds (MF) is the most attractive instrument of investment during pandemic. Equity mutual funds is one of the few common finances' plans that put noticeably in supplies of organizations recorded on the stock trades. It gives more significant yields than debt and henceforth it is viewed as one of the great instruments of investment . It is difficult to contribute time and energy to find out about the always fluctuating financial exchange; accordingly, the equity mutual funds fill the hole for financial backers prepared to face generally higher challenges for better yields. The Asset Management Company gather money from financial backers with the objectives chosen in advance. That pool of cash is then put into different monetary instruments like bonds, shares and so forth. The asset administrators put resources into various organizations with differing market capitalization for better returns, and in this way value, assets might have ...

  The sex ratio situation in Haryana according to the 2011 census was certainly alarming. There were only 879 girls behind 1000 boys. The main reason for this was infanticide. At that time people were ignoring or deliberately not wanting to see the far-sighted consequences of such murders. In the coming times, when it was difficult for boys to get married, people warned. At the time of marriage, where boys used to get good dowry, all the equations changed. Now the boys had to spend money for marriage. Haryanvi boys were married to girls from other states like Orissa, Andhra Pradesh, Bengal and Bihar etc. Boys who settled with their wives or who were kept lovingly settled in their homes, many girls also came out who went back to their villages after taking money from home. The boys' homes were settled by the parents by spending money. But failed to preserve their culture and language. Food and drink, customs, customs, everything changed. Girls coming from other states abolished th...

Election is considered backbone of democracy, as this is the real power which is in the hand of common people. So called representatives of the people after being elected they do not remain the same. Once candidate is elected it is the political party agenda that decide their role in the democracy. Which portfolio they will carry is all upon the winning party. Eligibility to any particular portfolio in the democracy was not fixed by the framer of the constitution keeping in the mind that a person even from the lower class of society may hold higher portfolio. But the misfortune of the country is that the real intention of the constitution framer is behind the wall and even an illiterate candidate may hold the portfolio of education minister and may frame the education policy for the higher degree for which he has zero knowledge. Framer of the constitution did not fixed minimum educational qualification for being elected in Lok sabha or Rajya sabha with the thought that after the indepe...

  Frugal living means the spending very consciously and intentionally.   If the individuals are able to prioritize their expenditure, then, they will be able save their money from extravagant expenditures.   The term Frugality may be different for every individual.   Along with, prioritizing the expenditures, one must also try to spend smartly on the products in which he/she is spending.   Many people misinterpret frugal spending as spending on cheap products.   But it is not the same way.   When an individual is spending fugally, then the individual should try to find out the best possible product at low prices without sacrificing the quality of the product. While now-a-days, online shopping plays a very important role in one’s life.   And the various researches have proven that spending money digitally is less painful to the individuals as compare to spending money physically as they have to be parted with cash at the time of physical purcha...

  “Everything changes with Time” we all know this Quote, Lets apply this in our real world and we observe that, its applicable everywhere from our food to cook, and fashion to lifestyle. Everything is changed and get more modernized with time, so what about our way of transaction while purchasing the things, yeah! Its also changed, After the corona pandemic the use of electronic payment is increased rapidly. Leading company such as Paytm, Google Pay and many other are the most trending Gateways to do transaction. Now the question arises that this the way of transaction of real money, what about the virtual money. Demand for peer-to-peer or one-to-one transactions is rising world-wide. Cryptocurrency the subset of virtual currency act as a digital asset upon which no financial Institutions have any control. There are number of cryptocurrencies available on the Internet including Bitcoin which is the first crypto currency to come in existing and considered as a digital gold. The ...