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Focus of Budget 2018-19

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http://www.jimsgn.org/ Focus of Budget 2018-19 The key focus of the Budget 2018-19 is on strengthening the rural economy and reviving up growth in the rural sector. To that end a slew of measures have been announced in the Budget which among other include higher MSPs for kharif crops, upgradation of rural haats to give farmers better access to formal mandi, increase in institutional farm credit, new funds for Fisheries and Animal Husbandry sectors, more fund for re-structured National Bamboo Mission fund, allocation for deprived irrigation districts, extension of the facility of Kisan Credit Cards to fisheries and animal husbandry farmers to help them meet their working capital needs. All these measures would transform rural India in a big way. For the benefit of lower and middle class the measures like increase in loans to Woman Self Help Groups, higher targets for Ujjwala, Saubhagya in providing free LPG connections, electricity and toilets have been announced.  These ...
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“Digital Transformation in Indian Finance: Key Trends to Watch”

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  The digital revolution is now and is already changing the face of the financial industry. India is at the forefront of this change given its fast-growing economy and young generation with easy access to a world of ICT. Digital innovation is altering the way of providing, consuming and managing financial services. The following topics highlight some of the issues that have spurred the digitisation of finance in India. Digital innovation is changing the way financial services are provided, consumed and managed. Let’s dive into the key issues driving the digital transformation of finance in India. Emerging Trend in Payments The Digital Payments in India is on the rise due to encouraging government policies such as Digital India and the step of demonetization. This has been taken a notch higher by the Unified Payments Interface (UPI) which is quick and modern. Digital wallets, QR code-based transactions, and contactless plastic are also having a field day in the all-time high inc...
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Augmented Reality (AR) and Virtual Reality (VR)

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  Augmented Reality (AR) and Virtual Reality (VR) are two transformative technologies that have revolutionized the way people interact with digital environments. While both technologies immerse users in digital experiences, they do so in distinct ways and have different applications. Augmented Reality (AR): AR overlays digital elements onto the real world, enhancing the user’s perception of their surroundings. It uses devices such as smartphones, tablets, or AR glasses to superimpose images, sounds, and other sensory inputs onto the physical environment. Unlike VR, AR does not replace reality but augments it by adding layers of information and interactivity. A prime example of AR is mobile applications like Pokémon Go, where users see virtual characters placed in real-world settings. AR is also widely employed in industries such as retail, where virtual fitting rooms allow customers to see how clothes will look on them without trying them on physically. In education, AR applicatio...
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New Age Careers for BCA students

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  One of the most popular undergraduate programs for students hoping to work in the technology industry is the Bachelor of Computer Applications (BCA). Since the digital era began, BCA graduates now have a far wider range of professional options than just traditional IT positions. Let's find out some of the most exciting modern employment options available to BCA graduates that address changing market needs and technical breakthroughs. Data Science The modern economy frequently refers to data as the "new oil," and experts who can decipher and evaluate this data are highly sought after. In order to work as data scientists, analysts, or engineers, students can seek higher degrees or certifications in data science and analytics after earning a BCA. These positions entail gleaning valuable insights from intricate databases so that companies may make well-informed choices. Artificial intelligence and Machine Learning From healthcare to banking, sectors are undergoing radical c...
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HUMAN RIGHTS AND LEGAL EDUCATION IN THE ERA OF ADVANCED TECHNOLOGY AND CORPORATIZATION WITH REFERNCE TO CHILD RIGHTS

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  In the era of advanced technology and corporatization how our legal education should be to protect various type of human rights. How our law students should be equipped to protect their human rights and others. It is a challenge to the educator to develop legal education curriculum to cover unforeseen issues or challenges to the human rights due to advanced technology like cyber security, cyber fraud. This research paper highlights the human rights of children. Children have the same basic human rights as adults, but they need special attention and protection because they are more vulnerable due to their size and strength. There is international convention on the rights of child. Article 6.2 of convention provides right to survival and development. Right to protection and care that is necessary for their well-being. They have right to express their views freely, non-discrimination, to have safe environment, education. In the Constitution of India, preamble says about social j...
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Blockchain Technology: A Brief Overview

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  Blockchain technology is a decentralized, distributed ledger system that securely records and verifies transactions across a network of computers. It has transformed industries by enabling transparency, security, and efficiency, removing the need for intermediaries. While blockchain is often associated with cryptocurrencies like Bitcoin and Ethereum, its applications extend far beyond digital currencies. Core Concepts At its heart, a blockchain is a chain of blocks, where each block contains a list of transactions. These blocks are linked together using cryptography, ensuring that once data is recorded, it cannot be altered without consensus from the network. Key characteristics of blockchain include: Decentralization : Unlike traditional centralized systems, blockchain operates on a peer-to-peer network. Every participant (node) has a copy of the blockchain, reducing reliance on a single authority and increasing resilience. Immutability : Transactions on...
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The Role of Data Science in Modern Commerce

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  In the digital age, data science has emerged as a critical driver of growth and transformation across various sectors, with commerce being at the forefront of its applications. From e-commerce giants to small retailers, businesses are increasingly relying on data science to make informed decisions, enhance customer experiences, streamline operations, and gain a competitive edge. In modern commerce, data science has redefined how companies approach marketing, inventory management, customer service, and product development, among other areas. 1. Customer Insights and Personalization    One of the most significant contributions of data science to commerce is the ability to gain deep insights into customer behaviour. By analysing data from multiple sources – such as purchase history, browsing patterns, social media interactions, and demographic information – companies can understand customer preferences, predict purchasing trends, and segment audiences more effectively...
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Artificial Intelligence and Machine Learning: Revolutionizing the Modern World

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  Artificial Intelligence (AI) and Machine Learning (ML) are two of the most transformative technologies of the 21st century. AI is the broader concept of machines or computers simulating human intelligence processes such as reasoning, learning, problem-solving, and perception, while ML is a subset of AI that enables machines to learn from data without being explicitly programmed. These technologies are not only enhancing the capabilities of various industries but are also reshaping the way we live, work, and interact. At the core of AI and ML is the ability of machines to process large amounts of data, recognize patterns, and make decisions based on the information they process. For example, ML algorithms can analyze vast datasets, identify trends, and make predictions with high accuracy. These abilities have enabled innovations such as voice-activated personal assistants, medical diagnostic tools, fraud detection in finance, and self-driving cars. With continuous advancements in ...
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